(VLR) Never the term “force majeure” has been as much concerned as since COVID-19 through a number of cases, such as, The tenant did not pay the rent, returned the house, reclaimed the deposit for the reason of force majeure. Was that right? Logistics service companies, trading companies could not deliver, receive goods or violated delivery deadlines because of a shortage of workers due to concentrated isolation, even companies had to close due to COVID-19. Could they refuse to pay damages? Could we claim insurance companies for damages caused by COVID-19? For flights canceled by a government order due to COVID-19, had the travel company to return the airfares or deposits to its travellers immediately? Borrowing money from banks to buy and sell goods or services but not being able to do business, was it allowed to refuse or delay the payment of interest or late payment of principal due to COVID-19? Bank was unable to collect debts due to COVID-19. Was it a force majeure event?